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Maximizing your product injury claim payout

| Jan 25, 2021 | Products Liability

On a daily basis, you use dozens of products as part of your working and personal life. Although these products typically perform the functions they’re meant to, product defects can cause substantial injuries. In New York, you can file a product liability lawsuit to recoup what you’ve lost as a result of your injury. The following steps may help you get the most out of your product injury claim.

Visit a doctor immediately

Injuries can leave you out of work, with substantial medical debt or unable to care for your family. Civil courts award damages to plaintiffs who have filed personal injury lawsuits to compensate for their losses.

Courts need rock-solid documentation to award damages. For example, courts rarely use personal testimony from plaintiffs in determining whether to award claims or not. Rather, courts use medical documentation or attestations from independent experts to make these decisions.

After suffering an injury caused by a defective product, visit a doctor as soon as possible. While there, don’t be afraid to elaborate on your injuries and how they’ve impacted your life. Holding back information at this point can seriously limit your product injury claim payout if not disqualify you from an award in the first place.

Avoid talking to insurance companies unless necessary

After suffering injuries, you can seek compensation from several sources. The most common source of post-injury payouts is insurance companies.

Insurance company representatives record their conversations with car accident victims and hopeful workers’ compensation recipients. They typically break down these recorded conversations in hopes of holding certain aspects against claimants and reducing the dollar amount of payouts.

You have a much higher chance of receiving a payout from an insurance company after an injury than in civil court. Either way, get help from an attorney before talking to insurance representatives.

It’s not a guarantee that you’ll receive a worthwhile payout from an insurer after you’ve been injured by a product. Taking your case to court with help from an attorney might be your best option.